E-ISSN 0976-2779 | ISSN 0975-8453
 

Review Article 


THE DETERMINANTS OF FINANCIAL INCLUSION IN LATIN AMERICA AND EUROPE (BRAZIL AND ROMANIA CASE)

Yaseen Altarawneh, Mohamed Al-Nuaimi, Ade Al-Nimri.

Abstract
The aim of this paper is to examine the level and determinants of financial inclusion in Latin America and Europe and especially in Brazil and Romania based on the Global Findex database. We found that income and education contribute to greater financial inclusion as they are positively related to having a formal account and this finding supports the view that policies favoring financial inclusion should target certain groups of population such as women and young people. Our main conclusions found that the level of financial inclusion in Brazil and Romania is high relative to comparable countries. Financial inclusion, as measured by the ownership of a formal account, does not create a major problem in both countries. Brazilian and Romanian authorities could nonetheless improve the ownership of a formal account by dismantling obstacles related to income and education, all of which found more long-run issues. In summary, our work contains findings of particular interest to design policies to improve financial inclusion in Brazil and Romania. It stresses the role of policies targeting groups of population particularly affected by financial Inclusion and identifies the main obstacles they face.

Key words: Financial inclusion, Economic growth, Development, Poverty, Entrepreneurship.


 
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How to Cite this Article
Pubmed Style

Yaseen Altarawneh, Mohamed Al-Nuaimi, Ade Al-Nimri. THE DETERMINANTS OF FINANCIAL INCLUSION IN LATIN AMERICA AND EUROPE (BRAZIL AND ROMANIA CASE). SRP. 2020; 11(12): 192-196. doi:10.31838/srp.2020.12.31


Web Style

Yaseen Altarawneh, Mohamed Al-Nuaimi, Ade Al-Nimri. THE DETERMINANTS OF FINANCIAL INCLUSION IN LATIN AMERICA AND EUROPE (BRAZIL AND ROMANIA CASE). http://www.sysrevpharm.org//?mno=134762 [Access: September 14, 2020]. doi:10.31838/srp.2020.12.31


AMA (American Medical Association) Style

Yaseen Altarawneh, Mohamed Al-Nuaimi, Ade Al-Nimri. THE DETERMINANTS OF FINANCIAL INCLUSION IN LATIN AMERICA AND EUROPE (BRAZIL AND ROMANIA CASE). SRP. 2020; 11(12): 192-196. doi:10.31838/srp.2020.12.31



Vancouver/ICMJE Style

Yaseen Altarawneh, Mohamed Al-Nuaimi, Ade Al-Nimri. THE DETERMINANTS OF FINANCIAL INCLUSION IN LATIN AMERICA AND EUROPE (BRAZIL AND ROMANIA CASE). SRP. (2020), [cited September 14, 2020]; 11(12): 192-196. doi:10.31838/srp.2020.12.31



Harvard Style

Yaseen Altarawneh, Mohamed Al-Nuaimi, Ade Al-Nimri (2020) THE DETERMINANTS OF FINANCIAL INCLUSION IN LATIN AMERICA AND EUROPE (BRAZIL AND ROMANIA CASE). SRP, 11 (12), 192-196. doi:10.31838/srp.2020.12.31



Turabian Style

Yaseen Altarawneh, Mohamed Al-Nuaimi, Ade Al-Nimri. 2020. THE DETERMINANTS OF FINANCIAL INCLUSION IN LATIN AMERICA AND EUROPE (BRAZIL AND ROMANIA CASE). Systematic Reviews in Pharmacy, 11 (12), 192-196. doi:10.31838/srp.2020.12.31



Chicago Style

Yaseen Altarawneh, Mohamed Al-Nuaimi, Ade Al-Nimri. "THE DETERMINANTS OF FINANCIAL INCLUSION IN LATIN AMERICA AND EUROPE (BRAZIL AND ROMANIA CASE)." Systematic Reviews in Pharmacy 11 (2020), 192-196. doi:10.31838/srp.2020.12.31



MLA (The Modern Language Association) Style

Yaseen Altarawneh, Mohamed Al-Nuaimi, Ade Al-Nimri. "THE DETERMINANTS OF FINANCIAL INCLUSION IN LATIN AMERICA AND EUROPE (BRAZIL AND ROMANIA CASE)." Systematic Reviews in Pharmacy 11.12 (2020), 192-196. Print. doi:10.31838/srp.2020.12.31



APA (American Psychological Association) Style

Yaseen Altarawneh, Mohamed Al-Nuaimi, Ade Al-Nimri (2020) THE DETERMINANTS OF FINANCIAL INCLUSION IN LATIN AMERICA AND EUROPE (BRAZIL AND ROMANIA CASE). Systematic Reviews in Pharmacy, 11 (12), 192-196. doi:10.31838/srp.2020.12.31





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